Will baby boomers get Medicare?

As the baby boomer generation gets closer to the age where they can qualify for the Medicare program, it looks like there will not be enough life support to keep the program running.

According to an Associate Press GfK poll, the study found that 43% of baby boomers can't expect to depend on Medicare for the remainder of their lives, while 20% actually think Medicare is entirely satisfactory. The remaining 37% have mixed feelings about Medicare in their futures.

Congress has already discussed this notion of changing the retirement age as well as what age one should apply for Social Security, which like Medicare, is dwindling. The age to qualify for Medicare was fixed at 65 and now the Federal Government is thinking about raising that to 67 years of age.

Part of the reasoning and logic the Government is wanting to do this is because when this last portion of the baby boomer generation reaches the age of 65 which will be over the next two decades, Medicare at that point will be providing coverage to some 80 million people. However, only 3/5 of every worker will actually be paying taxes into the Medicare program at that point.

You would have thought by now that the Federal Government would have started to take close note on all of this a long time ago. Obviously, programs like Medicare and Social Security would not be around forever.

So now, Congress is thinking about phasing the Medicare program out, switching to supporting a new reform plan of helping retired people receive a fixed payment or even a voucher program to assist them in buying a medical insurance plan of their choice.

I thought the new Health Care Law required everyone to have a health insurance plan anyway? If that is the case, then what is the point of the voucher program?

The unfortunate scenario is that by the time I get to the age of 67, granted that the world is still around, I will not be able to qualify for Medicare, as it will be entirely whipped out by that time.

Obama healthcare bill faces "blood clot"

Today, U.S. District Court Judge Henry Hudson in Richmond, Virginia became the first judge thus far to challenge President Obama's historical, yet controversial Health Care Bill that was signed into law earlier this year.

In his ruling, Judge Hudson concluded that the provision of mandating every single American to carry health insurance was unconstitutional, adding that "it is beyond the historical reach of the Commerce Clause".

Yet of course, as always, President Obama remains optimistic, having two Federal Judges ruling that the Health Care Bill is constitutional. I think we can certainly see where this is already going. The Democratic Federal Judges will no doubt serve as rubber stamps of the Obama Administration and rule in favor of the bill, while most likely, the Republican Federal Judges will deem it otherwise.

While the bill is on its way to the U.S. Supreme Court, we're already seeing that one ruling is forming a 'blood clot' in preventing the Health Care Law from being fully implemented, especially when it comes to the mandate of health insurance, which begins in 2014.

It is a real shame that nobody in Congress nor this Administration even concentrated on the notion of developing the simple 'public option' when it comes to Health Care. What is the problem of developing a system that IF Americans want to pay into it, they have that choice; if they don't, then they shouldn't have too. If they want to keep their own Health Insurance Provider, they should have that choice, if they don't want Health Insurance, then they should have that choice. If they want to choose their own doctor or hospital, they have that right.

But apparently, this never really set into the mind of the President, instead, he found it necessary to go one step further by adding some ridiculous provision that says every single American MUST carry health insurance, and how the Bill would be funded is astounding, considering that the entire country continues to spend money rapidly, and is near bankrupt. Hell, why not try to stop the bleeding there?

I think people could agree on the notion that we believe Health Insurance Companies are indeed dishonest at times, and never fully provide coverage for all medical requirements, but I think the public option would have allowed people what ever choice they wanted when it came to Health Care.

Obviously, if you're a multi-millionaire and you happen to receive some kind of medical treatment, chances are, you do not necessarily need health insurance if you can afford it on your own terms.

But again, it should be entirely up to you... not the Government.